Services: Investments
Choose the Level of Service That's Right for You
When you work with Benefit Trust Company, you can choose from three levels of investment service, depending on your interest level in actively managing your account:
Level One - Professionally managed portfolios that utilize a combination of individual securities, exchange traded funds, collective trust funds, and mutual funds. We can choose the manager, or work with the manager of your choice. We determine the appropriate mix of stocks and bonds, and write an investment policy that clearly explains how the money will be invested, and how performance will be measured and monitored.
Level Two - Individual plan participants select and manage their own individual asset allocation from a broad array of mutual funds. These low-cost portfolios are perfect for the participant who is too busy to make a large number of decisions. Participants make only one choice; we handle the investments, providing complete asset allocation. Portfolio management is provided through mutual fund portfolios and retirement target benefit funds.
Level Three - Self-directed accounts, managed entirely by the individual participant, a qualified advisor, or an investment manager. This is ideal for clients with large account balances who do not wish to manage their own money. In this arrangement, we set up a separately managed account, determine an individual asset allocation, and hire a manager to customize a portfolio and deliver individualized performance reporting.
Click Here for Collective Fund Investment Performance.